Skip to content
Form 1040-X
Form 1040-X

Form 1040-XAmended U.S. Individual Income Tax Return

15 — Total Amount Paid and Credits Updated for tax year 2025

Does this apply to you?

  • You changed any payment or refundable credit amount on the amendment
  • You are verifying total payments before calculating the refund or amount owed
  • You made payments after filing the original return that need to be captured
  • You are claiming refundable credits for the first time on the amendment

Easy to overlook

Include payments made between the original filing and the amendment If you paid additional tax after your original filing (due to an IRS notice, a balance due on the original return, or a voluntary payment), those amounts are part of your total payments. Include them in the estimated payments line or as additional amounts paid. The IRS credits these to your account and expects the amendment to reflect them. 1 IRS Form 1040-X Instructions — Line 15

Refundable credits are treated as payments The EIC, additional child tax credit, and other refundable credits are included in total payments — not subtracted from total tax. This is different from nonrefundable credits on line 7, which reduce tax directly. Refundable credits flow through the payment side and can create a refund even if you had zero withholding. 2 General filing pattern — omitting payments made after original filing

Watch out for this

Entering a Column A amount that does not match your original return. Column A on line 15 should match the total payments line from your original Form 1040 (line 33) or the most recent prior amendment. If Column A is wrong, Column B (the change) is wrong, and the IRS cannot reconcile the amendment.

Footnotes

  1. IRS Form 1040-X Instructions, Line 15. https://www.irs.gov/instructions/i1040x

  2. IRS Form 1040-X Instructions, Payments and Credits. https://www.irs.gov/instructions/i1040x

Back to top