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Form 8862
Form 8862

Form 8862Information To Claim Certain Credits After Disallowance

14 — CTC Child Relationship Updated for tax year 2025

Does this apply to you?

  • You are reclaiming the CTC, ACTC, or ODC after disallowance and need to document the relationship to each child or dependent
  • You are claiming a grandchild, niece, nephew, or foster child for the Child Tax Credit
  • You are claiming an older dependent or qualifying relative for the Credit for Other Dependents

Easy to overlook

The Credit for Other Dependents has a broader relationship test The CTC requires a qualifying child — someone under 17 who meets the relationship, residency, and support tests. But the ODC covers qualifying relatives too, including a dependent parent, an adult child age 17 or older, or other dependents you support. 1 Filers sometimes skip Form 8862 Part III for their ODC dependents, thinking it applies only to young children. IRS Schedule 8812 Instructions — Child Tax Credit

Stepchildren qualify without formal adoption A stepchild is treated the same as a biological child for CTC purposes. 2 If you married the child’s parent, the child is your stepchild and qualifies — no adoption paperwork needed. This relationship survives divorce too: a former stepchild remains your stepchild for tax purposes even after you and the child’s parent split. IRS Form 8862 Instructions — Information To Claim Certain Credits After Disallowance

Watch out for this

Confusing the CTC relationship test with the EIC relationship test. They overlap heavily, but the CTC has a strict age limit (under 17 for the full credit) while the EIC allows children up to age 19 (or 24 if a full-time student). A 17-year-old qualifies for the EIC but only qualifies for the $500 Credit for Other Dependents — not the $2,000 CTC. Make sure you select the correct credit for each child’s age.

Footnotes

  1. IRS Schedule 8812 Instructions, Credits for Qualifying Children and Other Dependents. https://www.irs.gov/instructions/i1040s8 2

  2. IRS Form 8862 Instructions, Information To Claim Certain Credits After Disallowance. https://www.irs.gov/instructions/i8862

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