Skip to content
Form 8863
Form 8863

Form 8863Education Credits (American Opportunity and Lifetime Learning Credits)

19 — Education Credit Updated for tax year 2025

Does this apply to you?

  • You completed Form 8863 and have a nonrefundable education credit after all limitations
  • You are filing Schedule 3 to report additional credits
  • You owe enough tax for the nonrefundable credit to reduce your liability

Easy to overlook

This line only captures the nonrefundable piece — the refundable AOTC goes elsewhere Filers sometimes enter the line 19 amount on their return and think they claimed the full education credit. But 40% of the AOTC is refundable and appears on Form 1040, line 29 (from Form 8863, line 4). If you only transfer line 19, you leave up to $1,000 per student on the table. 2 IRS Publication 970 — Claiming education credits

The credit flows through Schedule 3, not directly to Form 1040 Line 19 goes to Schedule 3, line 2. Schedule 3 totals your nonrefundable credits, and that total then flows to Form 1040, line 20. Missing this routing step — or entering the credit on the wrong line — causes processing delays. 3 IRS Form 8863 instructions — Line 19

Watch out for this

Do not double-count the education credit. The nonrefundable amount on line 19 and the refundable amount on line 4 together represent your total education credit. Adding them and entering that combined number anywhere on your return creates an error. Each amount has a specific destination: line 19 goes to Schedule 3 line 2, and line 4 goes to Form 1040 line 29. Keep them separate.

Footnotes

  1. IRS Form 8863 Instructions, Line 19. https://www.irs.gov/instructions/i8863

  2. IRS Publication 970, Tax Benefits for Education, Claiming the Credit. https://www.irs.gov/pub/irs-pdf/p970.pdf

  3. IRS Form 8863 Instructions, Where to Report. https://www.irs.gov/instructions/i8863

Back to top