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Schedule E
Schedule E

Schedule ESupplemental Income and Loss

33 — Estate and Trust Entries Updated for tax year 2025

Does this apply to you?

  • You received a Schedule K-1 (Form 1041) from an estate after a family member’s death
  • You are a beneficiary of a trust that distributes income to you
  • You received income from a grantor trust, revocable trust, or irrevocable trust
  • You are the beneficiary of a deceased person’s estate during the administration period

Easy to overlook

Estate K-1s often arrive late and cover a non-calendar year Estates and trusts frequently operate on a fiscal year, not a calendar year. A K-1 from a decedent’s estate may cover a period that straddles two of your tax years. The income reported on your return corresponds to the estate’s or trust’s tax year that ends within your calendar year. Late-arriving K-1s from estates in probate are the most common reason beneficiaries file extensions. 1 IRS Schedule E instructions — Line 33

Trust distributions carry out different types of income A trust’s K-1 may include ordinary income, capital gains, tax-exempt interest, and other income types. Each type retains its character when it passes through to you. Tax-exempt interest remains tax-exempt on your return. Capital gains remain capital gains reported on Schedule D, not on Schedule E. Only the ordinary income portion typically goes on Schedule E Part III. 2 General filing pattern — inherited estate K-1 not reported

Watch out for this

Ignoring a K-1 from a small estate because the amount seems insignificant. The IRS receives a copy of every Schedule K-1 (Form 1041) filed by an estate or trust. Even a K-1 showing $200 in income triggers an automated matching notice if you fail to report it. The amount does not need to be large to generate a CP2000 notice.

Footnotes

  1. IRS Schedule E (Form 1040) Instructions, Line 33. https://www.irs.gov/instructions/i1040se

  2. IRS Schedule K-1 (Form 1041) Instructions, Income Types. https://www.irs.gov/instructions/i1041sk1

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